Are you an experienced contractor or property developer looking to scale your projects, but struggling to find the right funding partner? Our Strategic Build Partnership (SBP) model is designed specifically for professionals like you.

At UK Mortgage Finder, we don’t offer generic loan products. Instead, we connect you with specialist partners who can fund 100% of your development costs, while working with you in a true, profit-sharing partnership. No personal guarantees. No valuations. Just aligned interests and smart funding that helps you build faster, smarter, and with full financial support.

What Is the Strategic Build Partnership (SBP)?

The SBP is a collaborative funding model where you bring the project and expertise, and our partner brings 100% of the capital—including land, build, professional fees, and contingency.

Unlike traditional development finance that requires large deposits, security, and personal guarantees, the SBP structure is different. It’s based on a shared-profit arrangement, where both parties are equally invested in delivering successful results.

You build. They fund. You share the profit.

✅ What Are We Looking For?

We’re actively seeking seasoned professionals in the construction and development space who meet the following criteria:

• A proven track record in new build or conversion projects

• Based on the UK mainland

• At least 6% of build costs available to support cash flow

• A clean or clearly explainable financial and legal background

This model is not for first-timers—it’s designed for developers and contractors who are ready to scale, but want a reliable capital partner to back their expertise.

📊 What Do We Need to Evaluate Your Project?

Before proceeding, a thorough evaluation is essential. To assess your project, our funding partner will need:

• A comprehensive client appraisal including GDV and a full cost breakdown (build, fees, CIL, S106, contingency)

• A detailed day-one cost schedule, including land price, SDLT, and asset type

• A clear accommodation schedule

• A link to your planning permission (full or outline)

• A breakdown of incurred costs, to properly calculate gross profit margin

Clarity and detail are key. The more complete your proposal, the faster your deal can be assessed and funded.

🔍 Our Current Project Focus

Our Strategic Build Partnership model is best suited to:

• Lower to middle-market homes or flats (up to £750k/unit)

• Build & sell projects with up to 10 units completed within 18 months

• Schemes with outline or full planning permission

• Projects targeting at least 23% gross profit on GDV (before finance)

• Funding requirements from £1 million to £6 million

💼 What Makes the SBP Model Different?

We know developers are often limited by capital, red tape, or complex funding structures. Our SBP approach removes those barriers and provides:

• Proof of funds upfront – allowing you to secure land as a cash buyer, avoiding valuation delays

• No debt or equity split – this is not a loan, it’s a joint venture with profit sharing

• 50/50 net profit split after GDC and agreed interest

• No PGs. No valuations. No traditional security – the site itself is the collateral

• Cost savings directly benefit you – every £1 saved equals 50p in your pocket

Because our partners procure materials for over 4,000 units, you also benefit from economies of scale and bulk-buy savings.

🔁 How the Drawdown Process Works

One of the key advantages of the SBP model is its streamlined and developer-friendly drawdown process:

• Monthly drawdowns within 48 hours of QS verification

• Big-ticket items paid directly to suppliers (e.g. timber, steel) to support your cash flow

• Same-day or 48-hour reimbursements for eligible expenses

This level of support ensures your site remains active, and your team stays focused on delivery—not chasing funds.

🚀 Why Developers Choose SBP

The SBP model is about more than just money—it’s about enabling growth. Here’s why more contractors and developers are turning to this model:

1. De-risk your pipeline – with no PGs and no equity dilution

2. Keep your team active – even in tougher market conditions

3. Deliver projects you couldn’t fund alone

4. Earn 50% of the profit without putting up capital

5. Transition from contractor to developer with expert support

It’s your expertise. It’s our partner’s capital. Together, you build more, faster, and with full financial backing.

🔐 Optional Cost Overrun Guarantee

To ensure both parties are protected, an optional 5% cost overrun guarantee is offered. This can be arranged through:

• A simple cash bond

• Or a flexible profit share adjustment (up to 60/40 in your favour)

This safeguard ensures both you and the funder remain protected while maintaining deal flexibility.

👷 Ready to Build Bigger? Smarter? Together?

If you’re ready to take your development career to the next level—and want a capital partner who shares your vision and risk—then the Strategic Build Partnership model could be your next big move.