Free UK Mortgage Calculators

Calculate your monthly repayments, see how overpaying cuts your term, and compare fixed vs variable deals — all in one place.

Enter your mortgage details

£
£50k£1m
%
0.5%10%
years
5 yrs40 yrs

Your results

🏡

Enter your details and hit Calculate to see your monthly repayment.

Your mortgage + overpayment

£
£50k£800k
%
0.5%10%
years
1 yr40 yrs
£
£50£2,000

Check your lender's overpayment limit — typically 10% of balance per year.

Overpayment impact

💰

Enter your details above to see how much time and interest you could save.

Compare two rates

£
£50k£1m
years
5 yrs40 yrs
%
0.5%10%
%
0.5%10%
years
1 yr15 yrs

Typically 2 or 5 years for a fixed deal.

Deal comparison

⚖️

Enter rates above to compare the true cost of fixed vs variable deals side by side.

Ready to find your best mortgage rate?

Our whole-of-market advisers search hundreds of deals to find the right one for your situation — completely free.

Get free mortgage advice